Terms of Service

1. Introduction

Welcome to Mela Finance Inc.. By using our services, you agree to comply with and be bound by the following terms and conditions. Please review the following carefully before using our website.

2. Acceptance of Terms

By accessing and using this website, you agree to be bound by these terms of service and all applicable laws and regulations. If you do not agree with any part of these terms, you are prohibited from using or accessing this site.

3. Use License

You are granted permission to temporarily download one copy of the materials (information or software) on the Mela Finance Inc. website for personal, non-commercial transitory viewing only. This is a grant of a license, not a transfer of title, and under this license, you may not:

• Modify or copy the materials;
• Use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
• Attempt to decompile or reverse engineer any software contained on the website;
• Remove any copyright or other proprietary notations from the materials; or
• Transfer the materials to another person or "mirror" the materials on any other server.

4. Termination

We may terminate or suspend your access to our services at any time, without notice or liability, if you breach these terms.

5. Governing Law

These terms shall be governed and construed in accordance with the laws of Delaware, without regard to its conflict of law provisions.

Privacy Policy

1. Information We Collect

We collect information you provide directly to us, such as when you create or modify your account, make purchases, request customer support, or otherwise communicate with us. This information may include: name, email address, phone number, payment method, and other information you choose to provide.

2. How We Use Your Information

We may use the information we collect from you for various purposes, including:

• Providing, operating, and maintaining our services;
• Improving, personalizing, and expanding our services;
• Processing your transactions;
• Communicating with you, either directly or through one of our partners, including for customer service and promotional purposes;
• Complying with legal obligations.

3. Sharing Your Information

We do not share, sell, or rent your personal information with third parties except in the following situations:

• With service providers who perform services on our behalf;
• If we are required to do so by law or in response to a court order, subpoena, or other legal processes;
• As part of a business transaction, such as a merger or sale of assets.

4. Data Security

We implement reasonable security measures to protect the confidentiality of your personal information. However, no method of transmission over the Internet, or method of electronic storage, is 100% secure, and we cannot guarantee its absolute security.

5. Your Rights

You have the right to access, update, or delete the personal information we hold about you. To exercise these rights, please contact us at support@melafinance.com.

6. Changes to This Policy

We may update this Privacy Policy from time to time in order to reflect changes to our practices or for other operational, legal, or regulatory reasons. Any changes will be posted on this page with an updated revision date.

7. Contact Us

If you have any questions about our Privacy Policy, please contact us at support@melafinance.com.